I am the CEO of Baro Credit Co., Ltd. Choong Ho Kim.
I'm really pleased that you visited our Web site.
Our company was founded in 2002 to deliver service for lending small-sum life
expenses and became a top-class consumer finance company by delivering a quick,
convenient and credit-based loan service without mortgages and guarantees for
customers who have durable incomes.

Our company, since it was established is a family-like company for customers through
customer-oriented management, and tries to be a reliable company through
transparent management for investors such as shareholders while we play a great
role for the advancement of healthy consumer finance culture.

Baro Credit provides maximum convenience for customers by minimizing the time
frame for loan services through simplified credit documentation procedures and
makes its best efforts to become the most serviceable company by delivering just-in-
time credit services for customers. Our company also strictly complies with related
laws and ethical codes and contributes to make a "Society of Living Together" by
donating portion of profits to those members of society who are needy and alienated.

All our employees and directors promise to make every efforts for the services which
are satisfactory to our customers with comfortable and convenient credit procedures.